Check Your Eligibility
Before getting started with your Simply Financial cash back application, it’s essential to determine if you meet the eligibility requirements. You must be at least 18 years old, a Canadian resident, and have a good credit history. Additionally, having your income information and address history readily available will help speed up the application process.
Visit the Simply Financial Website
Next, head over to the official Simply Financial website and navigate to the cash back section. Take a moment to explore the perks of the Simply Financial cash back card, which include:
- Unlimited 1.5% cash back on all purchases
- No annual fee
- Automatic fraud monitoring
Familiarizing yourself with these benefits helps you understand how the card can work to your advantage.
Apply for the Card
When you’re ready to proceed, click on the “Apply Now” button. You will need to provide personal details such as your name, address, and date of birth, along with your employment and annual income information.
Soft Credit Check
Simply Financial will conduct a soft credit check to assess your application. The good news is that this type of credit check won’t impact your credit score.
Complete the Full Application
If the soft check is favorable, you will then move on to complete the full application. In many cases, you could receive an instant decision regarding your application status.
Receive Your Card
If approved, your Simply Financial card will typically arrive in the mail within about seven to ten business days.
Activate Your Card
Once your card is delivered, activate it either online or via the Simply app. You’ll be all set to start using your card for everyday purchases and, more importantly, start earning cash back.
Start Earning Cash Back
That’s it! Your application process is quick and straightforward, leading to an easy way to earn rewards on your spending.
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Thank you for reading, and we’ll see you next time!

